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Etimad Saraf

Money Exchange & Hawala System

Offline system for Afghan sarafs: currency exchange, hawala, deposits (amanat), receivables, saraf settlements and multi-currency ledgers.

  • Windows 10 or 11 (64-bit)
  • Works offline
  • Version 1.2.0
30% off

From 7,000 AFN10,000 AFN

one-time purchase
Maintenance and support: 5,000 AFN a year

See the full price details
Dashboard: currency rates, today's work and items that need attention

Everything Etimad Saraf does for you

Etimad Saraf follows the real daily workflow of an Afghan saraf. Customers have one running ledger per currency, so deposits, exchanges, hawala and credit all fall into place automatically. Hawala transfers move through pending, completed, cancelled or returned with secret code and PIN; partner sarafs have their own we-owe / they-owe ledgers. Every transaction is atomic and nothing financial is ever deleted — exchanges are reversed, not erased.

  • Currency exchange

    Buy, sell and cross-exchange with live quote preview, commission and automatic profit against the market rate.

  • Hawala

    Send and receive with secret code and PIN, reference numbers, partner routing and charge splitting.

  • Deposits (Amanat)

    Deposits and withdrawals with receipts and running balance per currency.

  • Receivables & credit

    Automatic credit when a transaction exceeds the deposit, credit limits, due dates and manager approval.

  • Saraf settlements

    Partner sarafs with per-currency running ledgers and cash settlements in both directions.

  • Reports

    Profit & loss, profit by currency and employee, daily closing, deposit and hawala summaries.

Real screens from the program

Dashboard: currency rates, today's work and items that need attention
Dashboard: currency rates, today's work and items that need attention
Currency exchange: the amount you give out is worked out from the rate
Currency exchange: the amount you give out is worked out from the rate
Treasure: cash on hand in every currency
Treasure: cash on hand in every currency
Printed customer statement
Printed customer statement
Printed account balances report
Printed account balances report

Why businesses choose it

  • Built around how sarafs in Afghanistan actually work
  • Nothing is deleted — every correction is an audited reversal
  • Five roles with permissions, password lockout and auto-logout
  • One-click backup with optional AES-256 encryption
  • English, Pashto and Dari with full right-to-left layout
  • 58/80 mm thermal receipts with QR code and barcode

Modules

  • Customers & ledgers

    Per-currency balances and statements

  • Exchange

    Buy, sell, cross and reverse

  • Hawala

    Send, receive, cancel, return

  • Company accounts

    Businesses, banks and suppliers

  • Cash management

    Tills per currency and day close

  • Import & archive

    Excel/CSV import and soft archive

Price of Etimad Saraf

What you pay once and what you pay every year are listed separately.

One computer

For one computer.

30% offUntil November 16, 2026

7,000 AFN10,000 AFN

one-time purchase

Software, paid once
7,000 AFN
Maintenance and support
5,000 AFN a year
Yearly renewal: support and the server for online sync

Licence

  • Per computer
  • One year, then yearly renewal

Multiple computers or customized

For more than one computer, or changes made to fit your work.

30% offUntil November 16, 2026

10,500 AFN15,000 AFN

one-time purchase

Software, paid once
10,500 AFN
Maintenance and support
7,500 AFN a year
Yearly renewal: support and the server for online sync

Licence

  • Multiple computers or customized
  • One year, then yearly renewal

There is no checkout on this website. Order on WhatsApp and we arrange payment and installation with you directly. Compare all prices

System requirements

Operating system
Windows 10 or 11 (64-bit)
Processor
Intel Core i3 / AMD equivalent or better
Memory
4 GB RAM (8 GB recommended)
Disk space
500 MB for the program plus your data
Internet
Not required for daily work

Release notes

  • First release: exchange, hawala, deposits, receivables, settlements, company accounts, reports

Downloads

  • etimadsaraf-demo-setup-120-08dd331c.exe16.3 MB
Go to Download Center

Common questions

Hardware that goes with Etimad Saraf

We can supply this equipment and set it up with your software.

All hardware

Hardware

Desktop computers

For counters, reception desks and offices. Tell us which software it will run and we'll suggest a suitable computer.

Contact for price

Ask about availability

Ask on WhatsApp

HardwareHP

HP printers

Office printers for reports, statements and everyday documents.

Contact for price

Ask about availability

Ask on WhatsApp

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